Feel future ready with one of Australia's most award winning industry funds.

Choosing the right super fund is important. It could make a big difference to the lifestyle you’ll have when you stop work and retire.

As one of Australia’s largest industry funds, we have the size and scale to provide you with security, competitive fees and premiums, and access to unique investment opportunities.

Strong long-term returns

Our investments are focused on delivering strong long-term returns, that not only care for our environment, but contribute to jobs in the communities that our members live and work in.

Our Growth and Balanced Growth investment options have achieved an average annual return of 8.15% and 7.2% over the past 10 years respectively. During this period our Australian Equities option achieved a return of 8.47% p.a. while our International Equities option has also performed well with a return of 10.49% p.a.^2

A winning fund

Not convinced? For the last ten years we’ve achieved the highest platinum rating by SuperRatings^1 that recognises our product features, performance and member services.  Another independent ratings agency – Chant West, has awarded us their highest 5-Apples rating each year since 2005 for personal and pension product and the Best Fund for Integrity 2019.

Low fees

We keep fees low. Our administration fee is only $1 per week plus 0.15% p.a. of your account balance (capped at $750 per year).  The industry medians are $1.50 per week and 0.23% p.a.^3. And our investment management fees start from as little as 0.05% p.a. of your account balance. Our total annual fee of 1.10% for our Growth option is amongst the lowest in the industry where the average is 1.50%^4.

Access to simple advice at no additional cost

We believe that the right support and advice changes lives. The decisions you make today about your super could have a big impact on your future lifestyle.

That’s why all our members have access to superannuation advice at no extra cost. We understand that some needs can be more complex. That’s why we have 220 qualified financial planners ready to help. 

Open a super account with us

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Opening an account with us is easy

You can open a super account online with us as long as you’re 18 or older. If setting up an account for yourself or someone else under 18, contact us.

 

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What if I change jobs?

In most case you can take your First State Super account with you wherever you go. Taking us with you is easy as two simple steps:

  1. Complete this Choice of fund form
  2. Hand the form to your employer along with a complying fund notice

  1. SuperRatings 10 Year platinum performance rating 2009-2019 for Employer Sponsored, Personal and Income Stream.

  2. Super investment performance for the period ending 31 August 2019 (Growth/Balanced Growth option)

  3. SuperRatings Benchmark Report, 2019

  4. Chant West Super Fund Fee Survey March 2019 based on a $50,000 balance in a Growth option.