You work hard for your money, so make your money work hard for you with an investment option that meets your financial needs.
Understanding investments and risk
You don’t need to be a financial expert to take control of where your super goes
Your super is your money, so it pays to understand how it's invested.
Want to be more socially responsible?
Invest your money in a sustainable future
First State Super offers two investment options that allow you to invest your super in companies that demonstrate socially responsible behaviour.
Good things to keep in mind
Markets will always fluctuate
Share prices move up and down in response to a range of factors, and this is a normal part of the market cycle. We often see members switch investment options to chase last year’s high returns, but past performance shouldn’t be taken as a future forecast.View past performance
Don’t put all your eggs in one basket
Having a mix of assets in your investment portfolio can protect your money from market volatility. This is what we call diversification, and it can help reduce the impact of low-performing assets.Read more
Don’t buy into the ‘doom and gloom’ mentality
When the gloom subsides, what looked like a time to exit the share market is often recognised as a great buying opportunity. Our investment managers make the most of these periods by seeking out good value shares.How risk and return works
Choose a mix you’re comfortable with
If you’re uncomfortable watching your account balance go up and down, think about buying into a more conservative mix. But if you’re too conservative over a longer time frame, you may not achieve the higher returns that will give you the money you need in retirement.View annual returns
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