We offer different income streams to cater for different styles of retirement. Whether you’re looking to wind down to part-time work or start your next chapter, we’re ready to help make it happen.
Transitioning out of work
Ease into retirement on your terms
Reduce your working hours and access your super as additional income when you reach your preservation age.
Age Pension and other government benefits
Top up your income in retirement with help from the government
The government's Age Pension and Seniors Health Card may be available to help you cover expenses and access discounted essentials.
Start an income stream in five steps
Read the member booklet
Our income stream member booklet covers off how it all works, from choosing an investment mix to nominating a beneficiary.Download the booklet
Work out how much you need, and how to get there
Our calculators can give you an idea of how much money you need, but for a tactical plan to optimise your super in a specific time frame, speak to a financial advisor.Request a booking
Put all your super in one place
If you’ve got super in multiple funds, combine them before opening an income stream.Combine your super now
Decide how often and how much you want to receive
When you apply to set up an income stream, think about how long you need your money to last, and how often you want to receive payments. This is something you will need to tell us when you fill out an application form to transfer to an income stream.
Nominate who gets your money when you die
A binding nomination or reversionary nomination protects the financial future of the people you leave behind. You can choose who gets your money when applying to open an income stream.Make a nomination
Open an income streamDownload an application
Milestone birthday coming up?
We can help you get retirement-ready