Your browser does not meet the minimum browser requirements for this site. Visit whatbrowser.org to check your browser version and upgrade. Continuing to navigate the site could present security risks and will result in a degraded experience

Close warning
  • Jump to main navigation
  • Jump to main content
First State Super
Navigation
Close search
  • Member
  • Employer
  • Investments & performance
  • About us
  • Blog
  • Contact
  • Search

Join

Login

Hi, !
Logout
  • Super
    • Superannuation investment options
      • Understanding investments and risk
      • Your investment options
      • Want to be more socially responsible?
      • Fees and costs
    • How much super do you need?
      • Super projection calculator
      • Savings calculator
      • Budget calculator
    • Make superannuation contributions
      • Salary sacrificing
      • Personal contributions
      • Spouse contributions
      • Government co-contributions
      • Contributions calculator
    • Beneficiaries in super
      • Nominate who gets your super
      • How beneficiaries can make a claim
    • Manage your super account
      • Manage super online
      • Changing jobs?
      • PYS / PMIF
      • Consolidate your super
      • The First State Super app
      • Unclaimed super money
    • Join First State Super
      • Compare us
      • Why choose us
  • Retirement
    • Getting ready to leave work
    • Start an income stream
      • Transitioning out of work
      • What a retirement income stream offers
      • Retirement strategy calculator
      • Compare income stream funds
    • Who gets your income stream
    • Making the most of your retirement
      • Age Pension and other government benefits
  • Insurance
    • Your insurance needs
    • Start-up bonus cover
    • Types of insurance cover
      • Death cover
      • Total and permanent disablement cover
      • Income protection cover
    • Make an insurance claim
    • Insurance calculator
  • Support & advice
    • Life's key events
      • I'm starting out
      • I'm starting a relationship
      • I'm planning a family
      • I'm caring for a young family
      • I have adult independent children
      • I'm thinking about retirement
      • I want to make the most of retirement
    • Withdrawing super early
      • Accessing super on compassionate grounds
      • Severe financial hardship
      • Leaving Australia
    • Seminars
      • Attend a seminar
    • Financial advice
      • Your advice options
      • Simple advice
      • Comprehensive advice
      • Ongoing review service
      • Aged care advice
      • Request an appointment for advice
    • Supported employees
    • Estate Planning
      • Important estate planning documents
      • Ways to plan your estate
      • The estate planning process
      • Our member stories
      • Our estate planning lawyers
      • Help with planning your estate
      • Book an estate planning session
  • Forms & publications
    • Member Booklets (PDS)
    • Forms
    • Fact sheets
    • SuperNews
    • Providing proof of identity
  • Feel future ready
    • Meet our members
  • Overview
  • Investments
    • Investment allocation
    • Balance history
    • Investment switch
    • Direct Invest
  • Contributions
    • Make a contribution
    • Consolidate super
  • Withdrawals
    • Make a withdrawal
    • Manage payment details
    • Centrelink schedule
  • Insurance
    • Insurance cover
  • Account activity
    • View transactions
       
    • Benefit estimate
  • Profile
    • Contact information
    • Communication preferences
    • Account security
    • Beneficiaries
    • Employers
    • My income projection
  • Documents
    • Documents
    • Statements
Search

Navigation

Logout Member
  • Login
  • Join
  • My account
    Back to main menu Back to Member
    My account
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Super
    Back to main menu Back to Member
    Super
    • Superannuation investment options
      Expand Superannuation investment options
      • Understanding investments and risk
      • Your investment options
      • Want to be more socially responsible?
      • Fees and costs
    • How much super do you need?
      Expand How much super do you need?
      • Super projection calculator
      • Savings calculator
      • Budget calculator
    • Make superannuation contributions
      Expand Make superannuation contributions
      • Salary sacrificing
      • Personal contributions
      • Spouse contributions
      • Government co-contributions
      • Contributions calculator
    • Beneficiaries in super
      Expand Beneficiaries in super
      • Nominate who gets your super
      • How beneficiaries can make a claim
    • Manage your super account
      Expand Manage your super account
      • Manage super online
      • Changing jobs?
      • PYS / PMIF
      • Consolidate your super
      • The First State Super app
      • Unclaimed super money
    • Join First State Super
      Expand Join First State Super
      • Compare us
      • Why choose us
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Retirement
    Back to main menu Back to Member
    Retirement
    • Getting ready to leave work
      Expand Getting ready to leave work
    • Start an income stream
      Expand Start an income stream
      • Transitioning out of work
      • What a retirement income stream offers
      • Retirement strategy calculator
      • Compare income stream funds
    • Who gets your income stream
      Expand Who gets your income stream
    • Making the most of your retirement
      Expand Making the most of your retirement
      • Age Pension and other government benefits
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Insurance
    Back to main menu Back to Member
    Insurance
    • Your insurance needs
      Expand Your insurance needs
    • Start-up bonus cover
      Expand Start-up bonus cover
    • Types of insurance cover
      Expand Types of insurance cover
      • Death cover
      • Total and permanent disablement cover
      • Income protection cover
    • Make an insurance claim
      Expand Make an insurance claim
    • Insurance calculator
      Expand Insurance calculator
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Support & advice
    Back to main menu Back to Member
    Support & advice
    • Life's key events
      Expand Life's key events
      • I'm starting out
      • I'm starting a relationship
      • I'm planning a family
      • I'm caring for a young family
      • I have adult independent children
      • I'm thinking about retirement
      • I want to make the most of retirement
    • Withdrawing super early
      Expand Withdrawing super early
      • Accessing super on compassionate grounds
      • Severe financial hardship
      • Leaving Australia
    • Seminars
      Expand Seminars
      • Attend a seminar
    • Financial advice
      Expand Financial advice
      • Your advice options
      • Simple advice
      • Comprehensive advice
      • Ongoing review service
      • Aged care advice
      • Request an appointment for advice
    • Supported employees
      Expand Supported employees
    • Estate Planning
      Expand Estate Planning
      • Important estate planning documents
      • Ways to plan your estate
      • The estate planning process
      • Our member stories
      • Our estate planning lawyers
      • Help with planning your estate
      • Book an estate planning session
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Forms & publications
    Back to main menu Back to Member
    Forms & publications
    • Expand
    • Member Booklets (PDS)
      Expand Member Booklets (PDS)
    • Forms
      Expand Forms
    • Fact sheets
      Expand Fact sheets
    • SuperNews
      Expand SuperNews
    • Providing proof of identity
      Expand Providing proof of identity
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Feel future ready
    Back to main menu Back to Member
    Feel future ready
    • Meet our members
      Expand Meet our members
    • Employer
    • Investments & performance
    • About us
    • Blog
    • Contact
    Back to main menu
  • Employer
  • Investments & performance
  • About us

Navigation

Logout
  • Overview
  • Investments
     
    Back to main menu Back
    Investments
    • Investment allocation
    • Balance history
    • Investment switch
    • Direct Invest
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Contributions
     
    Back to main menu Back
    Contributions
    • Make a contribution
    • Consolidate super
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Withdrawals
     
    Back to main menu Back
    Withdrawals
    • Make a withdrawal
    • Manage payment details
    • Centrelink schedule
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Insurance
     
    Back to main menu Back
    Insurance
    • Insurance cover
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Account activity
     
    Back to main menu Back
    Account activity
    • View transactions
    • Benefit estimate
    • Income projection
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Profile
     
    Back to main menu Back
    Profile
    • Contact information
    • Communication preferences
    • Account security
    • Beneficiaries
    • Employers
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Documents
     
    Back to main menu Back
    Documents
    • Documents
    • Statements
    • Blog
    • 1300 650 873
    • Contact
    Back to main menu
  • Blog
  • Contact

Making the most of your retirement

Tapping into Government assistance

Back
  • Member
  • Retirement
  • Making the most of your retirement

As you enter into retirement it is important to know exactly what sort of assistance is available. To be eligible for assistance such as the Age Pension and the Seniors Health Care card, you must also satisfy a financial means test.

Learn more at our information evenings

Attend a free seminar
Read more
Information

Age Pension and other government benefits

Top up your income in retirement with help from the government

The government's Age Pension and Seniors Health Card may be available to help you cover expenses and access discounted essentials.

Read more
Project your income

Calculate your retirement income

See how your super is tracking today and how much the retirement lifestyle you want could cost.

Project your income

Milestone birthday coming up?
We can help you get retirement-ready

Learn more
Book an appointment
alt text
Read more
Information

Important estate planning documents

Read more
alt text Close lightbox Prev Next

Footer-main

Member

  • Super
  • Retirement
  • Insurance
  • Support & advice
  • Forms & publications

Employer

  • Partner with us
  • Make a payment
  • Forms & publications
  • News & updates

Investments & performance

  • Performance
  • Investments
  • Market update

About us

  • Our culture
  • Our people
  • Governance and policies
  • Important fund details
  • Locate us

Important information

  • General advice warning
  • Complaints handling
  • Fraud warning
  • Privacy
  • Financial Services Guide

Our family of sites

  • Blog
  • Student Club
  • Women & Super
  • Careers

Disclaimer

This is general information only and does not take into account your specific objectives, financial situation or needs. Seek professional financial advice, consider your own circumstances and read our product disclosure statement before making a decision about First State Super. Call us or visit our website for a copy. Issued by FSS Trustee Corporation ABN 11 118 202 672, AFSL 293340, the trustee of the First State Superannuation Scheme ABN 53 226 460 365.  Financial planning services are provided by our financial planning business State Super Financial Services Australia Limited, trading as StatePlus, ABN 86 003 742 756, AFSL No. 238430. StatePlus is wholly owned by First State Super. Please click on the links to the general advice warning and conditions of use for this website.

This is general advice only. Consider your own circumstances and read our product disclosure statement before making a decision about First State Super. Call us or visit our website for a copy. Issued by FSS Trustee Corporation ABN 11 118 202 672, AFSL 293340, the trustee of the First State Superannuation Scheme ABN 53 226 460 365. Financial planning advice is provided by First State Super Financial Services Pty Limited ABN 37 096 452 318 AFSL No. 240019 or State Super Financial Services Australia Limited, trading as StatePlus ABN 86 003 742 756 AFSL No. 238430.

Our awards

My Super Super Ratings Selecting Super Chant West Conexus Financial

Follow us

First State Super © 2019
  • Site map|
  • Terms & conditions