Find out how much cover you need to maintain your financial commitments.

Work out your needs now

Use our calculator

Our insurance calculator is designed to help you work out how much cover you need, and how much it will cost.

To calculate the cost of changing your cover, simply enter a few details including your age, marital status, how many children you have, and your pre-tax salary.

This tool will help you calculate your existing income and expenses, so the information given by the calculator will only be as accurate as the information you provide.

The calculator can’t provide information on any of the following insurance products:

  • Ambulance Officers' insurance cover
  • Police Blue Ribbon insurance cover
  • Life events insurance cover
  • Insurance cover transferred in from the Public Sector Executive Superannuation Scheme
  • Health Super defined benefit cover
  • Interim accident cover
  • Partial disablement benefit cover

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