Life insurance through super provides an important safety net for you or your family in the event of illness, disability or death if you do not have sufficient savings, retirement benefits or financial support and life doesn’t go to plan.

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At First State Super, we provide automatic death and total and permanent disablement insurance for eligible members with the flexibility to decrease or cancel this cover. Members can also apply for voluntary insurance including income protection insurance.

In March 2018, First State Super formally adopted the Insurance in Super Voluntary Code of Practice which commenced on 1 July 2018 with a transition period until 30 June 2021.  The objective of the Code is to improve the insurance offered to you and the processes by which your insurance benefits are provided.  First State Super already meets many of the Code’s requirements and we have a number of developments planned for the coming year that will further upgrade our insurance offer to members.