Micro-savings can maximise your super

How an Acorn can help you save

The Acorns app is like a virtual piggybank that helps you make long-term savings without giving up your short-term spending.

Whenever you pay for something using your linked debit or credit card, the Acorns app rounds up the cost to the nearest dollar (or whatever amount you choose) and automatically invests the difference for you into your chosen option.

Once you’ve squirreled aside some savings, you simply move it from your Acorns account into your super using BPAY – too easy, right?


Sure, it might be tempting to transfer your Acorns savings back to your bank account and use it for a shopping spree, but the beauty of contributing to super is that even small amounts now can add up to a much bigger payday over the long-term.

Plus, because your Acorns savings will be added into super as a personal contribution*, you may also be able to claim a tax deduction for it, or get an extra super boost thanks to the Government’s co-contribution scheme.

Let’s get started

Download the Acorns app from the App Store or Google Play to start micro-saving for your future today! Remember, a little goes a long way.

Want to know more about this clever app?

To find out more about how Acorns works, including security and privacy measures, applicable fees and other terms and conditions of use, please visit the Acorns website.

Take me to Acorns

*Consider your contributions caps, work test and TFN requirements and other conditions that apply to personal contributions

"Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc. © 2016 Acorns.

Acorns Grow Australia Fund (Acorns) is a third-party product issued by Instreet Investment Limited (ACN 128 813 016 AFSL 434776). This does not constitute a recommendation to acquire the product. Fees and costs apply. You should ensure you have read and understood the Acorn PDS available at acornsau.com.au/product-disclosure-statement and consider seeking financial advice before making a decision on this product.

The services referred to on this page are offered and provided by third parties. The Trustee is not responsible for the products or services, views or actions of these organisations. First State Super does not receive any payments or commissions from these third parties as a result of you using the products and services. You should ensure that you have read, and understand, the terms and conditions which apply to the provision of third party products or services. The Trustee does not accept liability for any loss or damage incurred by any person as a result of using third party products or services. We recommend you consult a licensed or authorised financial adviser if you require financial advice that takes into account your personal circumstances.