A few simple moves today could make a difference to your retirement – even if that feels a long way off. After all, your super could be your largest financial asset when you retire.
Grow your super
There are tax benefits that could be available by making either before or after-tax contributions to your super. Low income earners might also be eligible to apply for a co-contribution paid by the government. See why it’s important to top your super up today.
# The Aware Super app was awarded the Bronze Stevie Award at the 2022 International Business Awards.
Get your insurance sorted
We offer competitively priced income protection, death and TPD insurance cover to eligible members. Getting insurance through us means you can also pay for your premiums using your super money, so you don’t have any out-of-pocket expenses.
Nominate your beneficiaries
Did you know that your super account doesn’t form part of your will? So, it’s important to let us know where your super should go. Nominating a binding beneficiary can give you the extra peace of mind that we’ll pay your benefit exactly as you have requested
Enjoy our member benefits
At Aware Super we offer so much more than competitive fees1 and strong long-term returns2. See some of the additional benefits you can enjoy as a member of an award-winning fund3.
Disclaimer
This is general information only and does not take into account your specific objectives, financial situation or needs. Seek professional financial advice, consider your own circumstances and read our product disclosure statement before making a decision about First State Super. Call us or visit our website for a copy. Issued by FSS Trustee Corporation ABN 11 118 202 672, AFSL 293340, the trustee of the First State Superannuation Scheme ABN 53 226 460 365. Financial planning services are provided by our financial planning business State Super Financial Services Australia Limited, trading as StatePlus, ABN 86 003 742 756, AFSL No. 238430. StatePlus is wholly owned by First State Super. Please click on the links to the general advice warning and conditions of use for this website.
1. Source: Chant West Super Fund Fee Survey 31 December 2023, High Growth [81-100% in growth assets] investment option index and $50,000 account balance. Aware Super High Growth option total fee is 0.99% p.a compared to an overall average of 1.32% p.a. (approx. 73 options) and a retail fund average of 1.43% p.a. (approx. 15 options). Total fee includes combined administration, transaction, and investment fees and costs. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.
2. Aware Super's High Growth option return over 10 years to 31 December 2023 was 8.40% p.a. Index median of 7.89% p.a. for the same period. Source: SuperRatings Fund Crediting Rate Survey (FCRS) (SR50 Growth (77-90) Index) (approx. 50 options). Returns are after investment fees and costs, transaction costs, tax on investment income and any implicit admin fees. Past performance is not an indicator of future performance.
3. For more information on awards and ratings visit: https://aware.com.au/about/culture/awards
*Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.
