Low fees2
Competitive
long-term returns3
Expert advice
at no extra cost4
An award
winning fund6

Switch to First State Super. It’s super simple.

Join online today

You shouldn’t have to choose between doing good in the world and doing well financially

At First State Super, we do both every day. We invest in infrastructure that builds members’ balances. And we generate jobs while generating returns. With First State Super, you’re with a fund that does well for you while doing good for others.

We invest in a better future for Australia and our members

Generating returns by generating jobs

Our investment in the ICC Sydney delivers great performance for all and consistent performance for members.

Investing in training facilities for our emergency services workers gives our members a strong stable return

On behalf of our members, First State Super funded the NSW Fire and Rescue Academy to train the next generation of emergency service workers. You don’t have to choose between doing well and doing good.

We take care of you by looking after others

Funding new hospital beds in Bendigo helps us deliver a top 10 performance1. With First State Super you don’t have to choose between doing well and doing good.

We invest in affordable homes that build your super balance too

Funding affordable housing for key workers helps us deliver a top 10 performance1. With First State Super, you don’t have to choose between doing well and doing good.

Switch to First State Super. It’s super simple.

Join online today

Great reasons to join

Our members
come first

We’re a profit-for-member fund. Instead of going to shareholders, our profits go back into member benefits and other services to help you get the most out of your super.

Leading the way in
responsible ownership

We benefit our members, their communities and the broader society through being a responsible investor and owner of assets. It’s not just about getting good returns but also how we deliver those returns.

We are
proudly local

The team at our 43 Australian-based offices are ready to assist you. Whether its face-to-face or over the phone, we’re here to help.

More to look forward
to in retirement

Our income streams (also known as pension products) can help you save on tax and make your money go further when it really counts.

We provide
trusted advice

Knowing where to turn to for financial advice can be hard, but with Australia’s largest member-owned financial adviser network, you can feel confident setting up your financial plan for today, retirement and beyond.

Insurance to protect
you and your family

By including your insurance with your super, you’ll get the convenience of having your insurance premiums automatically paid via your super account. And you’ll get peace of mind knowing you’re protected.

Over 790,0005 Australians choose First State Super.

Here’s what some of them are saying...

An award-winning fund

First State Super regularly receives top ratings and awards from our industry leading rating agencies. For the last ten years we’ve achieved the highest platinum rating by SuperRatings6, recognising our product features, performance and member services. Chant West, another independent ratings agency, has awarded our personal and pension products their highest 5-Apples rating each year since 2005, and the Best Fund for Integrity 2019.
For the last ten years we’ve achieved the highest platinum rating by SuperRatings6, recognising our product features, performance and member services. Chant West, another independent ratings agency, has awarded our personal and pension products their highest 5-Apples rating each year since 2005, and the Best Fund for Integrity 2019.

Switch to First State Super. It’s super simple.

Join online today
1. Our growth and balanced growth options delivered an average return of 7.61% per annum and 6.52% per annum for the seven year period ending 31 March 2020 and ranked within the top 10 funds, SuperRatings Fund Crediting Rate Survey March 2020, SR50 Balanced (60-76) Index for our Growth option and SuperRatings' SR 25 Conservative Balanced (41-59) index for our Balanced Growth option. 2. Our administration fee is $1 per week plus 0.15% p.a. of your account balance (capped at $750 per year). The industry medians are $1.50 per week and 0.24% p.a. Source: SuperRatings Benchmark Report April 2020. The total annual fee for our Growth option is 1.10% p.a., the industry average is 1.45% p.a., Source: Chant West Super Fund Fee Survey, December 2019, based on a $50,000 balance in a Growth option. 3. Our growth and balanced growth options delivered an average return of 7.3% per annum and 6.43% per annum over ten years for the period ending 30 April 2020. Investment returns are not guaranteed. Past performance is not an indicator of future performance. 4. First State Super members can access simple advice from a superannuation adviser at no extra cost as part of their membership. A fee is charged for comprehensive advice. 5. Member numbers as at 7 April 2020. 6. SuperRatings 10 Year platinum performance rating 2009-2019 for Employer Sponsored, Personal and Income Stream.