Pension investment performance

Pension effective earning rates for periods ending 31 January 2016

Pre-mixed investment options
Investment option 1 mth %3 mth %FYTD* %1 yr %pa3 yr %pa5 yr %pa7 yr %pa10 yr %pa
High Growth-4.7-5.3-4.1-0.510.
Diversified Socially Responsible-3.2-3.3-2.9-
Capital Guarded-0.9-

Single asset class investment options
Investment option 1 mth %3 mth %FYTD* %1 yr %pa3 yr %pa5 yr %pa7 yr %pa10 yr %pa
Australian Equities-5.9-5.8-5.7-
Australian Socially Responsible Equities-5.7-3.7-3.5-
International Equities-6.5-8.9-5.10.816.511.410.6-
Australian Fixed Interest0.
International Fixed Interest1.

The investment returns for the income stream are calculated after allowing for investment management expenses but before the deduction of administration fees from members’ account balances. Investment earnings in relation to income streams are tax free. Neither the investments of First State Super (of which Health Super is a division) nor payment of capital to members is guaranteed by the Trustee. Past performance is no indicator or guarantee of future performance. The value of investments can rise or fall.

* FYTD means Financial Year to Date starting from 1 July

Note: Unit prices may reflect investment returns on the close of business two days prior to the last day of the month.

Reporting of past investment performance following the merger of the First State Super and Health Super investment options

On 1 July 2012 all Health Super division investment options were closed and merged into a comparable First State Super investment option. Reporting of the past investment performance for the merged investment options are calculated using a weighted average return. Returns are calculated by multiplying the proportion of money in each fund by the investment return of the fund.

Previous Health Super division option Now merged with First State Super option
Long-term Growth High Growth
Medium-term Growth Diversified
Balanced Balanced
Short-term Conservative Capital Guarded
Stop-over Cash
Medium-term Growth SRI Diversified SRI


To view the un-merged past performance to 30 June 2012 please click here